The funds you need to finance all your major purchases may be right under your roof with affordable Home Equity Loans and Lines of Credit.
• Home Equity Loans with fixed rates as low as 4.00% A.P.R.*
• Flexible Home Equity Lines of Credit with rates as low as 4.00% A.P.R.*
Plus, with a Home Equity Loan or Line of Credit, you can:
• Spend the money your way
• Deduct the interest you pay on your taxes***
Open the door and let the benefits in! Apply today! Call (561) 686-4006 or toll-free outside Palm Beach or St. Luice Counties at 1-800-834-3495 to have an application sent to you or stop by the credit union at your convenience.
* Annual Percentage Rate. APR As Low As includes rate discounts for ACH payments, protection coverage (CL and CD) and/or Loan to Value (LTV) up to 0.75% off standard rate.
*** Consult a tax advisor regarding deductibility of interest.
¹ Interest rate based on the combined loan to value(CLTV). Financing available up to 80%. Certain credit restritions may apply. NO CLOSING COSTS on Home Equity loans when you borrow $50,000 or more upon loan closing. Home Equity loans are available up to $250,000. Title insurance is required for loans in excess of $100,000.
²Variable rate. Tied to the Wall Street Journal Prime Lending Rate plus a margin. If applicable, however, under no circumstances will the annual rate go below 4.00% for the term of the loan. The margin is determined by credit risk factors at time of closing. Adjusts quarterly. Maximum cap is 18% APR. Payment option is a percentage of the balance based on a 15 year amortization. Total loan term is 20 years, which is made up of a 5 year draw period and a loan amortization of 15 years.
Product offers, terms and other information provided herin are subject to change without notice. Due to the occassional inaccessibility to our website which may be beyond our control. PBC Credit Union cannot guaranty the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. Please contact the credit union at (561) 686-4006 for additional information and for complete disclosures.
PBC Credit union does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.